This information may be different than what you see when you visit a financial institution, service provider or specific products site. Instead, it doubles all the cash back you earned in your first year. We will credit your Account or send you a check with your rewards balance if your Account is closed or if you have not used it within 18 months. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates. Intro purchase APRisx%forx monthsfrom date of account opening then the standard purchase APR applies. Discover offers two student cards; the right one for you depends on your spending and account management habits. (. Rewards: Youll earn 5% cash back in categories that change every three months, on up to $1,500 in spending per quarter when you activate and 1% back on everything else. The Deserve EDU Mastercard for Students is a good credit card for international students because it has a $0 annual fee, a $0 foreign transaction, and no SSN requirement. So you could turn $50 cash back into $100. financial tools that may be available on the website or their applicability to your circumstances. Legal Disclaimer:This site is for educational purposes and is not a substitute for professional advice. Can I earn rewards on purchases outside theU.S.? Please contact your tax advisor. Help ensure uninterrupted use of your Discover card. 4.1 Welcome Bonus Cashback Match Annual Fee $0 Regular APR 17.74% - 26.74% Variable APR Credit Score Fair/New to Credit Pros 5% cashback on rotating bonus categories after enrollment. Enjoy Link to Miles Card pagegreat travel benefits and earn rewards on every purchase. Unlimited 1.5x Milesfor every dollar spent on all purchases, We'llmatchall Miles earned at the end of your first year1, Redeem Miles for travel purchases and fly any airline, anytime withno blackout dates2. Reviews are not filtered, edited, or deleted simply because they are negative or are lower rated. As you show responsible credit use, credit card issuers may increase your credit card limit. Youll still have to meet other requirements, including being a student and having sufficient income, so approval is never guaranteed. Check Now Cash Back Credit Card 4.7 / 5 Average of 33246 Reviews See how we calculate our ratings How can I remember to pay my credit card bills on time? Best credit cards for international students in the U.S. You may receive credit card offers in the mail, by email or online. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Types of personal information found on these sites will vary. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. They allow you to start building credit and are great to have in an emergency. Disclaimer: NerdWallet strives to keep its information accurate and up to date. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment. I would recommend this credit card to anybody looking for a credit card." Balance transfer fee: x%Intro fee on balances transferred byand up tox%fee for future balance transfers will apply. What happens to the Discover it Student Cash Back card when I graduate? website, please turn JavaScript on. Try using your card even if you dont see the acceptance marks. You should alwaysnotify Discover CardOpens modal dialog before traveling international. Just a dollar-for-dollar match. Why should I get a Discover Student Credit Card? Otherwise your APR will apply to your unpaid credit card balance and youll have interest charges in your next statement. Keep track of when the promotional period ends, though; you don't want to be paying the high ongoing APR afterward. https://studentloan.discover.com/MFA/EnterUsername.aspx?ReturnUrl=/THEOOnline/login.asp?DEST=THEO. Cash APR: x%variable. Referral reward statement credit amounts range from $50 to $100 and maximum annual referral amount will be stated in individual referral offers upon login. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. You can sign uphere. gjvr-2. When you apply for a credit card, the bank or credit card company uses a variety of information to decide what credit limit they can offer. Standard purchase APR: x%variable to x%variable, based on your creditworthiness. It offers 2 ThankYou points per dollar spent at supermarkets and gas stations (for the first $6,000 spent per year) and 1 point per $1 on all other purchases. However, the rewards and some extra benefits vary from product to product to be sure we can give different customers what they need. Follow Us on Twitter opens in a new window, Like Us on Facebook opens in a new window, Contact with Us on LinkedIn opens in a new window, ACCREDITED BUSINESS opens in a new tab Opens in a new window, Member FDIC opens in a new tab Opens in a new window, Learn With the Discover it Student Cash Back, you aren't under any pressure to hit a high spending requirement to lock down a sign-up bonus. Petal 2 "Cash Back, No Fees" Visa Credit Card, Earn a decent rewards rate on all purchases. When evaluating offers, please review the financial institutions Terms and Conditions. For students without a credit history, the rewards are far superior to just about every other option. Offer may not be combined with any other introductory offer. Deserve EDU Mastercard for Students: Best for Amazon Prime benefits The Deserve EDU Mastercard for Students * doesn't require. Credit cards for those under 21 years old tend to have, Discover offers two student cards; the right one for you depends on your spending and account management habits. Rewards are added to your account within two billing periods. Its free, activate with the mobile app. Eligibility Criteria So you could turn $50 cash back into $100. 0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months. Redemption may not be available for approximately 24-48 hours if your card is reported lost or stolen. If you do not yet have a temporary US address, you can enter your school's address on your application. Variable APRs will vary with the market based on the Prime Rate. web browser. We approve credit cards for college students as quickly as we can. Also check if the cash advance APR and fee will apply to these transactions. Our Verdict This card is currently not open to new applications. You can use your Discover Card in many countries throughout the world with no foreign transaction fees. Or turn $100 into $200. Yes. Its always good to check if youre pre-approved to see your likely offers before you apply for a card. The 5% categories, which you must opt in to every quarter, tend to be everyday expenses. Annual Fee: None. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. If you intend to use ATMs frequently during your travels, inquire about your banks daily limits to confirm you can access enough cash. MORE: Discover credit cards mobile app review. You've earned cash back rewards only when they're processed, which may be after the transaction date. Theres no minimum spending or maximum rewards. Monitoring your credit report does not impact your credit score. You should look for the Discover and Diners Club acceptance marks when making a purchase. and the Millennial Money column featured in The Associated Press. Discover it Student Cash Back at Discover Card's secure website STUDENT RATING 4.8 OVERALL RATING 4.5/5.0 Our Review What credit score is needed to apply for a Discover Credit Card? Or turn $100 into $200. {rating} average out of {total} ratings on the App Store as of {date}. Welcome offer: Earn $200 cash rewards bonus after you spend $500 in first three months. autocomplete results are available use up and down arrows to Annual Fee: None. gjvp-1. be unable to log in to Discover.com in the future if your Consider these tips for using a Discover credit card, or any credit card, abroad: Your Discover Card is accepted at over 60 million locations globally, allowing you to use your card when traveling internationally. Bonus: INTRO OFFER: Unlimited Cashback Match only from Discover. We are working to establish merchant acceptance in this country. Yes, you can qualify with no credit. Checking if youre pre-approved wont harm your credit, but applying for credit cards may impact your credit score. Even if a purchase appears to fit in a 2% category, the merchant may not have a merchant category code (MCC) in that category. While checking if yourepre-approvedwont hurt your credit, each full application for a credit card may impact your credit score. The best credit cards for international students will help you build a credit history, which is very important if you plan to stay in the country. You'll also get to round your purchases up to the nearest 10 points and earn 10% of your points back (on up to the first 100,000 ThankYou points redeemed per year). This card offers 5% cash back in rotating bonus . The key to happy card membership is to know what youre doing from the start. Theres no minimum spending or maximum rewards. Intro Balance Transfer APRisx%forx monthsfrom date of first transfer, for transfers under this offer that post to your account bythen the standard purchase APR applies. 1 No annual fee, No credit score required to apply * Student Cash Back 4.8 Average of 1790 Reviews See how we calculate our ratings Apply Now Restaurant purchases include those made at merchants classified as full-service restaurants, cafes, cafeterias, fast-food locations, and restaurant delivery services. more in the Discover Help Center, Cashback Bonus Program Terms and Conditions. Or $100 into $200. "The FICO credit score tool is also really helpful and has helped me to understand what inputs go into my credit score. Discover credit cards are available on the Discover itplatform, a set of common benefits were committed to providing to every customer. Whether you're brand new or already have some credit history, a student Discover card lets you earn great rewards while building credit with responsible use5. International students do not need a Social Security number to apply. We are working to establish ATM acceptance in this country. Please use reasonable care to protect your card and do not share it with employees, relatives, or friends. Rates as of . Theres no minimum spending or maximum rewards. This $0-annual-fee card earns up to 1.5% cash back on every purchase with on-time payments. -annual-fee card earns up to 1.5% cash back on every purchase with on-time payments. We also have Discover student cards. For students without a credit history, the rewards are far superior to just about every other option. Certain third-party payment accounts and digital wallet transactions may not earn 2% if the technology does not provide sufficient transaction details or a qualifying MCC. So you could turn $50 cash back into $100. My favorite feature is definitely the cash back rewards. You may request one at any time, but plan ahead to ensure that the PIN arrives before your trip. This accessible, flat-rate student card is one of the best starter cards for international students studying in the U.S. and other students that want a streamlined first credit card. Discover cardmembers earn cash back rewards on all purchases, including foreign transactions. After you graduate from college, your student credit card will become a standard credit card. You'll Youll earn 5% cash back in categories that change every three months, on up to $1,500 in spending per quarter when you activate and 1% back on everything else. Cash advance fee:Either$10or5%of the amount of each cash advance, whichever is greater. Annual Fee: None. As you plan your trip, be sure to check our helpful article on using your Discover Card abroad as well as our international acceptance information. TBD (In 2022: Amazon.com; digital wallets). Your card has evolved over time to make it more international travel ready. Discover Secured credit card applicants must also apply online. You've earned Miles rewards when they have posted to your account by the end of the 12th consecutive billing period. up to the quarterly maximum when you activate. Our partners compensate us. See Discover.com/FICO about the availability of your score. Some credit cards like Discover provide $0 Fraud Liability Guarantee, which means youre never responsible for unauthorized purchases on your DiscoverCard.5 Also, credit cards often provide extra benefits, like providing helpful alerts on your spending and more. I've had this card for a while now. If youre in school and considering a credit card for students, you probably have a lot of questions. Checking for pre-approval won't hurt your credit score. You must be a student enrolled at a two- or four-year college or university to be eligible for the, doesnt require a FICO credit history, making it easier for beginners to credit to qualify. review and enter to select. theres no impact to your credit to check. Intro Balance Transfer APR is x% for x months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. Online Privacy Protection:Online Privacy Protection is offered by Discover Bank at no cost and only available in the mobile app. Variable APRs will vary with the market based on the Prime Rate. Credit card, secured or student credit card - whats best for your teen? No credit score is required to apply for aDiscover it Student credit card. If you pay the statement balance in full by the due date each month, you will not be charged interest on purchases. How can I view introductory credit card offers and find the best new credit card offers for me? Purchases must be made with merchants in the U.S. To qualify for 2%, the purchase transaction date must be before or on the last day of the offer or promotion. Late payments, delinquencies or other derogatory activity with your other credit card accounts and loans mayadversely impact your ability to build credit. Free Social Security number alerts: Get an alert if we find your Social Security Number on any of thousands of Dark Web sites. You've earned Miles rewards only when they're processed, which may be after the transaction date. It offers 2 ThankYou points per dollar spent at supermarkets and gas stations (for the first $6,000 spent per year) and 1 point per $1 on all other purchases. After you graduate from college, your student credit card will become a standard credit card. Standard purchase APR: x% - x%variable, based on your creditworthiness. You can use Discover Card internationally. Length of Credit: I just held a Credit Card in the first year, and this indicator is all Low. CURRENTQUARTER YEAR, NEXTQUARTER FIRSTMONTH. Thenx% - x%Standard Variable Purchase APR will apply. The Capital One SavorOne Student Cash Rewards Credit Card is more widely accepted and also skips foreign transaction fees. Referral reward statement credit amounts range from $50 to $100 and maximum annual referral amount will be stated in individual referral offers upon login. Use this financial checklist to formulate a proactive overseas financial plan. The rewards program on the Discover it Student Cash Back is the same as on Discover's regular cash-back credit cards. The, does that and more with its annual fee of. If you're not yet 21, you will have to apply online. Do not sell or share my personal information. If you have a credit score, we may use that in our evaluation. Claire Tsosie is an assigning editor for NerdWallet. How can I get a new credit card from Discover? FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Discover credit cards include rewards like cash back or miles so you can pick the best rewards credit card for you. You can check ourguide to international useto travel confidently knowing where your card is accepted. International students require a creditworthy cosigner who is a US citizen or permanent resident. FICO Credit Score Terms: Your FICO Credit Score, key factors and other credit information are based on data from TransUnion and may be different from other credit scores and other credit information provided by different bureaus. If youre thinking about how to get a credit card, check your credit score to figure out your likely credit card eligibility. If your permanent home address is an international address, then a temporary / in-school US address will be required on the application. For students who . - CURRENTQUARTER LASTMONTH. . Your score, key factors and other credit information are available on Discover.com and cardmembers are also provided a score on statements. the display of rates and APRs. Well help you regularly remove your personal info from select people-search websites that could sell your data. Discover and other lenders may use different inputs, such as FICO Credit Scores, other credit scores and more information in credit decisions. Find out which credit cards you qualify for by trying an online card pre-approved tool, checking doesn't impact your credit score and can personalize your offer. So how do we make money? Discover Card does not assign MCCs to merchants. you must update your browser as soon as possible. For an annual fee of. Annual fee: $0 . Can you get the Discover it Student Cash Back with no credit history? Please give us two billing cycles to process your request. You must meet other applicable underwriting criteria. Compared with Mastercard and Visa, Discover's acceptance abroad is more limited. Traveling abroad needs a lot of planning. Our star ratings serve as a general gauge of how each card compares with others in its class, but star ratings are intended to be just one consideration when a consumer is choosing a credit card. Many of them also offer extra perks, such as. Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. I've had prompt email replies and statisfactory experience over phone as well. 5% Cashback Calendar Rewards are added to your account within two billing periods. your browser, We noticed that you're using an old version of your internet Skip Navigation. How can I build credit responsibly with a Discover Student Card? Standard purchase APR: x% - x%variable, based on your creditworthiness. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. you must update your browser as soon as possible. *The grocery stores category does not include grocery purchases at Walmart or Target or at other superstores or wholesale clubs. more in the Discover Help Center. Discover student credit cards let you earn cash back rewards and start building a credit history while you're in college. Melissa Lambarena is a lead writer on the credit cards team at NerdWallet. This benefit may change or end in the future. autocomplete results are available use up and down arrows to The card pays 5% cash back in rotating quarterly categories on up to $1,500 spent each quarter (requires activation) and 1% cash back on all other purchases. Discover will automatically match all the cash back you've earned at the end of your first year! In addition to the fun parts of jet-setting, travelers need to make sure they're prepared for purchases. Amazon:Amazon is not a sponsor of this promotion. Opening a U.S. bank account as an international student can eliminate currency exchange fees, protect your assets, and make it easier to pay for things via check or debit card and manage bills online. We exclude some reviews from being displayed for reasons such as the customer included profanity, reviewed the wrong product, submitted inappropriate or irrelevant content, or revealed personally identifying information. Merchants and payment processors are assigned an MCC based on their typical products and services. "This is my first credit card and truly has made my experience. browser has not been updated. Many creditors and financial institutions monitor your accounts for suspicious activity. Discover and other lenders may use different inputs, such as FICO Credit Scores, other credit scores and more information in credit decisions. For students who can benefit from its rotating bonus categories, it's a good fit. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment. Become a NerdWallet member, and well send you tailored articles we think youll love. FICO Credit Score Terms: Your FICO Credit Score, key factors and other credit information are based on data from TransUnion and may be different from other credit scores and other credit information provided by different bureaus. Youll keep the same cash back program and card design. You can use your Discover Card in many countries throughout the world withno foreign transaction fees.But theres more to using credit cards abroad in order to reap the full benefit of all the services and ease cards offer overseas. Rates as of. You can apply for Discover credit cards at Discover.com or by calling 1-800-DISCOVER (1-800-347-2683). Follow Us on Twitter opens in a new window, Like Us on Facebook opens in a new window, Contact with Us on LinkedIn opens in a new window, ACCREDITED BUSINESS opens in a new tab Opens in a new window, Member FDIC opens in a new tab Opens in a new window, Learn Cashback Match:Only from Discover, as of April 2023. Discover Match: No purchase minimums. In order to enjoy the full experience of the Discover dtic-2. Discover Student Loans offers private student loans for international students who are attending an eligible US college or university. Discover Card does not assign MCCs to merchants. the display of rates and APRs. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Touch device users, explore by When used responsibly, Discover student credit cards are a great way to build credit while earning cash back rewards on every purchase. Discover also doubles cardholders' first . Many or all of the products featured here are from our partners who compensate us. Variable APRs will vary with the market based on the Prime Rate. So even though the, doesn't charge foreign transaction fees, you don't want to set off for a semester abroad with only this card in your pocket. From payments to rewards, ensure you start your credit history off right with these 7 tips for applying for your first credit card. But the Discover Secured credit card is built for people looking to build or rebuild their credit with responsible use.4 No matter what, cardmembers earn Discover Card rewards on every purchase. She has edited articles on a variety of topics, including business software, Medicare and home improvement. It's possible to qualify for this card with no credit history, and no security deposit is required. Youll keep the same cash back program and card design. The Deserve EDU Mastercard for Students * offers students a way to earn basic cash-back rewards, a few decent perks and an. Freeze it:When you freeze your account, Discover will not authorize new purchases, cash advances or balance transfers. x% Intro APR forx monthson purchases. So they may consider your credit score, income and more. All financial products, shopping products and services are presented without warranty. Plus, earn unlimited 1% cash back on all other purchases automatically. Select from cash back credit cards or travel credit cards. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. When evaluating offers, please review the financial institutions Terms and Conditions. be unable to log in to Discover.com in the future if your website, please turn JavaScript on. Those often require a PIN, one of those four-digit numbers you may have with a debit card attached to a bank account. After applying for the Discover it card, he will provide free real-time FICO score reports, which means that FICO scores will change over time. If youve replaced a credit card in the past few years, its likely you now have a chip card, which features EMV technology,1and your card may also have contactless tap-to-pay capabilities. You will not be notified whether a specific referral was approved or declined. credit cards for international students Take Discover FICO as an example. What they need to know before getting their first credit card. Discover's Freeze It feature allows you to block new purchases, balance transfers and cash advances remotely from the issuer's online portal or app, in case your card goes missing. Your score, key factors and other credit information are available on Discover.com and cardmembers are also provided a score on statements. Builds credit with responsible use: Discover reports your credit history to the three major credit bureaus so it can help build your credit if used responsibly. For specific advice about your unique circumstances, you may wish to consult a qualified professional. Intro Balance Transfer APRisx%forxmonthsfrom date of first transfer, for transfers under this offer that post to your account bythen the standard purchase APR applies. Plus, earn unlimited 1% cash back on all other purchases like books, groceries and college staples with the student Discover card designed for your lifestyle, on campus and off. If JavaScript is disabled, Please update us with your new US address as soon as you have it. and rich rewards. If you plan to travel outside the U.S., check whether there are foreign transaction fees. Learn 5 You can also view your FICO Credit Score for free. Contact us any time Our U.S.-based credit card specialists are here to help. The Discover it Student chrome offers decent ongoing rewards and is a good fit if you value the simplicity of a low-maintenance card. Calendar quarters begin January 1, April 1, July 1, and October 1. PayPal:PayPal, the PayPal logo are trademarks of PayPal or its Affiliates. An annual percentage rate (APR) is an interest rate that determines the finance charges you pay on your account if you carry a balance or take a balance transfer or cash advance. Just a dollar-for-dollar match. x% standard variable purchase APR. Cash APR: x% variable. Its free, activate with the Discover. Action required: Update on every dollar of every purchase from airfare and hotels to groceries and online shopping. touch or with swipe gestures. Finally, you can continue to monitor your Discover Card account from overseas using the customer website or mobile app. For students who don't spend much, this flexibility is a plus. You'll also get to round your purchases up to the nearest 10 points and earn 10% of your points back (on up to the first 100,000 ThankYou points redeemed per year). International students require a creditworthy cosigner who is a US citizen or permanent resident. Free Social Security number alerts: Get an alert if we find your Social Security Number on any of thousands of Dark Web sites. Previously, she was a credit cards writer at NerdWallet for over five years. Discover will automatically match all the cash back youve earned at the end of your first year! While the concept of "building credit" may sound like a lot of hard work, it's a fairly simple process. Customers will see up to a year of recent scores online. Most credit cards do have PIN numbers. So be sure to make smart choices with your student credit card, like always making at least your minimum payment or more on time. *Based on the preceding 12 months of Discover Student credit card application data, applicants without a credit score may qualify. Learn more atDiscover.com/fraudFAQ. Follow Us on Twitter opens in a new window, Like Us on Facebook opens in a new window, Contact with Us on LinkedIn opens in a new window, ACCREDITED BUSINESS opens in a new tab Opens in a new window, Member FDIC opens in a new tab Opens in a new window, Learn 1. Cash advance fee:Either$10or5%of the amount of each cash advance, whichever is greater. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. I entered the salary of my offer letter for discover student credit card .They sent me "your consent to obtain income information from the Internal Revenue Service (IRS)" .I spoke to the customer services and they asked me it's not to check my salary etc .Can you shut down my account after this ?My income and income of previous year are totally different and i am an international student. dcsc-6. Terms apply. Discover Student credit cards are meant to give you the opportunity to build your credit history, and earn cash back rewards on purchases. Discover it Student Cash Back is one of the best credit cards for international students in the United States due to the range of incentives it offers, such as rewards for retaining good grades and substantial benefits with no annual fees. Even if a purchase appears to fit in a 2% category, the merchant may not have a merchant category code (MCC) in that category. PayPal:PayPal, the PayPal logo are trademarks of PayPal or its Affiliates. You must be a student enrolled at a two- or four-year college or university to be eligible for the Discover it Student Cash Back. Oct 04, 2019. We'll match all the Miles rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. Find information on Discover cards, how to apply for a credit card online, and more. Can students apply for a credit card with no credit score? (Even if a customer pays the balance every month, we will charge interest on balance transfers and cash advances the day they post, so you cannot avoid interest charges for these types of transactions.). Online Privacy Protection: Well help you regularly remove your personal info from select people-search websites that could sell your data. Credit Cards; All Credit Cards; . the display of rates and APRs. We'll match all the cash back rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. Just because youve left the country doesnt mean you have to forego rewards. Assigning Editor | Credit cards, business software, payments. Why? Learn more atDiscover.com/digitalwallets. This card has introductory APRs of. Students can pick the monthly due date that works best for them and get access to a higher credit line after maintaining a positive credit for 5 months. . To see a list of Frequently Asked Questions, visit discover.com/freealerts. If you lack a Social Security number and a U.S. credit history, the, can be an excellent starter card. If you lack a Social Security number and a U.S. credit history, the Deserve EDU Mastercard for Students can be an excellent starter card. some of the functionality on our website will not work, such as Builds credit with responsible use: Discover reports your credit history to the three major credit bureaus so it can help build your credit if used responsibly. This exclusive offer is available only to new cardmembers. Late payments, delinquencies or other derogatory activity with your credit card accounts and loans may adversely impact your ability to build credit. Activate my card Report a lost or stolen card Make a payment Get a cash advance Redeem my rewards Have a question about your account? Some cards are only for people with excellent credit or good credit. Not only can you use your Discover Card in many countries, but its also an excellent choice for overseas travel. If youre willing to put in some effort to activate bonus categories each quarter and keep them top of mind when you spend, the, Once you notify Discover of your graduation, the issuer removes the student designation from your card account. Different credit cards require a different credit rating for approval. you must update your browser as soon as possible. Discover will automatically match all the cash back you've earned at the end of your first year!1 There's no minimum spending or maximum rewards. Some credit cards charge a foreign transaction fee, which is a fee levied by a credit card company on a foreign transaction. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. Cash APR: x%variable. The EMV trademark is owned by EMVCo, LLC. Intro Balance Transfer APRisx%forx monthsfrom date of first transfer, for transfers under this offer that post to your account bythen the standard purchase APR applies. >, How to Get Your First Credit Card: A 7-Step Guide? Introductory 0% APR offers are a rare find on student credit cards. All our credit cards earn Discover rewards on every purchase. NHL and NHL team marks are the property of the NHL and its teams. You'll You'll After the first 12 consecutive billing periods that your new account is open, we will match all the Miles you've earned and apply them to your account in the following one or two billing periods. Discover it Student chrome Learn More on issuer's website International Travel: Bank of America Travel Rewards credit card for Students Learn More on issuer's website No Annual Fee: Capital One SavorOne Student Cash Rewards Credit Card Learn More Bonus Cash Back: Bank of America Customized Cash Rewards credit card for Students NerdWallet's ratings are determined by our editorial team. When be unable to log in to Discover.com in the future if your We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. After the first 12 consecutive billing periods that your new account is open, we will match all the Miles you've earned and apply them to your account in the following one or two billing periods. more in the Discover Help Center. Detect, notify, and resolve identity theft, for selected country - opens a country modal dialog, about becoming a miles discover it cardmember, Follow Us on Twitter opens in a new window, Like Us on Facebook opens in a new window, Contact with Us on LinkedIn opens in a new window, ACCREDITED BUSINESS opens in a new tab Opens in a new window, Member FDIC opens in a new tab Opens in a new window, Learn She's been a speaker at both CardCon (2017, 2018) and FinCon (2019). A regular credit card for people with an established credit history is different than a credit card for students with no credit or a short credit history. Touch device users, explore by What are the different types of Discover Cards? This no-annual-fee card offers the same rewards and new-cardholder bonus as Discover's regular cash-back cards. About product reviews: We calculate the average product rating based on ratings that customers submit. Access to your Credit Scorecard lets you track your progress. Please Note: JavaScript is not enabled in your Discover Match: No purchase minimums. Plus, earn unlimited 1% cash backon all other purchases automatically. If your account is closed or no longer in the Miles reward program at the time we calculate your potential award, your Miles will not be matched. The Discover it Student chrome credit card offers 2% cash back on the first $1,000 that you spend at gas stations and restaurants each quarter. Restaurants (including cafes and fast-food), on up to $1,000 in combined purchases each quarter, automatically.2. See Discover.com/FICO about the availability of your score. Does the Discover it Student Cash Back have a rewards limit? Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Youll need to be 18 or older to apply for a card. Qualitative factors are those that affect how easy or difficult it is for a typical cardholder to get good value from the card. dtis-5. In general, the standard Discover it Card is for people with established credit. Please call us at 1-800-STUDENT if you do not have any of the documents above. Only from Discover. They will assist you in replacing your lost or stolen card. Gas Stations affiliated with supermarkets, supercenters, and wholesale clubs may not be eligible. The ideal starter credit card should help you build credit at a minimal cost. The 5% categories, which you must opt in to every quarter, tend to be everyday expenses. Refer-a-Friend:Refer-a-Friend eligible cardmembers will receive a statement credit referral reward if their friend applies for the specific offer sent via the link provided and is approved by December 31, 2023. Do I need to contact Discover before using my card internationally? Youll still have to meet other requirements, including being a student and having sufficient income, so approval is never guaranteed. Discover card credit score requirements vary by product. Keep track of when the promotional period ends, though; you don't want to be paying the high ongoing APR afterward. Its always good to check if youre pre-approved for a card before you apply. Merchants and payment processors are assigned an MCC based on their typical products and services. This number also appears on the back of your Link to Discover Credit Cards pageDiscover Card. Learn Learn how to apply for a credit card online, increase your chances of approval and protect your personal information while applying for credit cards online. the display of rates and APRs. Gas Station purchases include those made at merchants classified as places that sell automotive gasoline that can be bought at the pump or inside the station. Use your Discover student login to set alerts, view your FICOScore for free4 and more, all from your smartphone, tablet or wearable. Statement credits you receive may be taxable to you. Immediately contact Customer Service in theU.S. by dialing (country code)+1-224-888-7777. dcit-1. This number also appears on the back of your Discover Card. Its free, activate with the Discover app.11, Easily message us for customer service right from our app. What is APR? on Discover's website, or call 800-347-0264, Reports to the three major credit bureaus. You get to keep the same card and the rewards that come with it, but post-graduation youll be considered a. cardholder. Our opinions are our own. But there's more to using credit cards abroad in order to reap the full benefit of all the services and ease cards offer overseas. And even with no credit history at all, you may be able to qualify. Why you might want a different credit card, The Discover it Student Cash Back offers rich ongoing rewards, but its rotating bonus categories can be a hassle to manage and track. It has a, The ideal starter credit card should help you build credit at a minimal cost. Touch device users, explore by touch or with swipe gestures. Or turn $100 into $200. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features. So you could turn $50 cash back into $100. Log in to view our full FAQ page to assist you. Do you have to be a student to get the Discover it Student Cash Back? You can qualify for the Discover it Student Cash Back without a credit history, but Discover confirms that a Social Security number is necessary for approval. Statement credits you receive may be taxable to you. Cardmembers traveling internationally should bring theirDiscover it Miles Card, or obtain a Discover Card if they dont already have one. Then, a credit card comparison can help you choose the one thats best for you. Learn You are leaving Discover.com and entering a website operated by a third party. What happens to my Discover student card when I graduate? See what to expect and how to avoid common credit card problems when traveling overseas. Learn whether youre ready for your first credit card, how to choose a starter credit card, and the best ways to build your credit history.3. web browser. Our partners cannot pay us to guarantee favorable reviews of their products or services. Refer-a-Friend:Refer-a-Friend eligible cardmembers will receive a statement credit referral reward if their friend applies for the specific offer sent via the link provided and is approved by December 31, 2023. And look for a sign-up bonus that doesnt have a minimum spending amount required to get your extra rewards. Variable APRs will vary with the market based on the Prime Rate. NerdWallet strives to keep its information accurate and up to date. All with no annual fee See if you're pre-approved for a credit card offer - there's no impact to your credit to check. If a review is excluded, the associated rating is not calculated in the average product rating. Rates as of. Discover doesnt charge any foreign transaction fees. But they may have come with your card so long ago you forgot, or maybe you never requested one. Use your Discover card at millions of merchants globally. Discoverstudent credit cards let you earn cash back rewards and start building a credit history while you're in college.5 You can also view your FICO Credit Score for free.1. So even though the Discover it Student Cash Back doesn't charge foreign transaction fees, you don't want to set off for a semester abroad with only this card in your pocket. Her work has also appeared in The New York Times, Chicago Tribune, The Washington Post, USA Today and Yahoo Finance, among others. Here is a list of our partners and here's how we make money. Introductory 0% APR offers are a rare find on student credit cards. Does Discover Have Foreign Transaction Fees. About product reviews: We calculate the average product rating based on ratings that customers submit. touch or with swipe gestures. NerdWallet reviews credit cards with an eye toward both the quantitative and qualitative features of a card. No purchase minimums. Studentsearn 5% cash backon everyday purchases during the school year (and all year long) at different places each quarter, such as. x% Intro Balance Transfer Fee until . kxpa-6. It offers elevated rewards on dining, groceries and entertainment purchases. Even after you hit the quarterly cap on bonus spending, you still earn 1% in those categories. Purchases from an unusual location can sometimes signal potential fraud, resulting in a fraud alert that temporarily freezes your ability to use your card until you can contact your credit issuer to verify the purchase. Average, Fair, Limited. Updated Mon, May 1 2023. You may need to send us a copy of your passport and one of the following documents for loan approval. However, this does not influence our evaluations. and terms and conditions for the website you are visiting. Cashback Match:Only from Discover, as of April 2023. How can I increase my credit line on a student credit card? Going abroad? more in the Discover Help Center. some of the functionality on our website will not work, such as Types of personal information found on these sites will vary. website, please turn JavaScript on. About product reviews: We calculate the average product rating based on ratings that customers submit. Rates as of. The current categories include: The grocery stores category does not include grocery purchases at Walmart or Target or at other superstores or wholesale clubs. Cash advance fee:Either$10or5%of the amount of each cash advance, whichever is greater. Here are five tips for the first-time credit card holder. Here are the bonus 5% cash-back categories for eligible Discover credit cards in 2023. EMV is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere. This includes making all of your payments on time to your Discover account or any other bills and loans. You are not eligible to refer a friend if you have a Discover it Secured Credit Card, or Discover it Business Card. dsit-4. Discover Match:Only from Discover, as ofApril 2023. Click through to Discovers website to see terms and conditions. Existing Discover cardmembers and those who have opted out of receiving marketing communications from Discover are not eligible referrals. International students require a creditworthy cosigner who is a US citizen or permanent resident. In order to enjoy the full experience of the Discover However, some activity will continue, including merchant-indicated recurring bill payment, as well as returns, credits, dispute adjustments, delayed authorizations (such as some transit purchases), payments, Discover protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions. Freeze it - If you misplace your card, you can prevent new purchases, cash advances and balance transfers in seconds with the Freeze it on/off switch on our mobile app and website.6, Once you become a Discover itstudent cardmember, you can earn a statement credit each time you refer a friend and theyreapproved.7. The credit card company will run a credit check as part of its decision to approve your application. without a credit history, but Discover confirms that a Social Security number is necessary for approval. When autocomplete results are available use up and down arrows to review and enter to select. Please Note: JavaScript is not enabled in your See if youre pre-approved for a credit card offer theres no impact to your credit to check. For online purchases, the transaction date from the merchant may be the date when the item ships. She explores these topics and others in, NerdWallet's monthly credit card tips column. Applying with your .edu email address from school may help us to speed up the process of your application. Balance transfer fee: x% Intro fee on balances transferred by and up to x% fee for future balance transfers will apply. Discover it Student Cash Back and more. be unable to log in to Discover.com in the future if your Petal's cards are issued by WebBank. If you prefer not to receive your FICO Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). browser to access this page. Gas Station purchases include those made at merchants classified as places that sell automotive gasoline that can be bought at the pump or inside the station. One of the best credit cards for you is likely to be one geared toward students. web browser. This benefit may change or end in the future. This promotional offer may not be available in the future and is exclusively for new cardmembers. It does not guarantee that Discover offers or endorses a product or service. Purchases at Gas Stations and Restaurants over the quarterly cap, and all other purchases, earn 1% cash back. No purchase minimums. We noticed that you're using an old version of your internet touch or with swipe gestures. You will not be notified whether a specific referral was approved or declined. Its free, activate with the Discover app.10, Get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.3, As a Discover student cardmember, you can earn a statement credit each time you refer a friend and theyreapproved.4, Viewing your Credit Scorecard will never impact your FICO Score.1, Discover is accepted nationwide by 99% of the places that take credit cards.6. Yes. How can I improve my chances for approvals and higher credit limits when I apply for a credit card? By following a few simple tips, you can still use your favorite card outside the United States without incurring pesky foreign transaction fees. And all your other purchases still earn 1% cash back automatically, with no limit. To protect your account security, When we evaluate your creditworthiness, we consider all the information you provide on your application, your credit report, and other information. The Discover it Student Cash Back offers rich ongoing rewards, but its rotating bonus categories can be a hassle to manage and track. When you apply for a credit card, the credit card issuer will pull your credit report which could result in a hard inquiry as one of the factors they use to decide whether to approve your application. rjqx-4. Login Message an agent Free Social Security number alerts let you know if your information is found on the dark web. Amazon:Amazon is not a sponsor of this promotion. Calendar quarters begin January 1, April 1, July 1, and October 1. web browser. Discover Offers Two Student Credit Cards These two Discover cards differ only in their rewards. dcmi-3. Discover will automatically match all the cash back youve earned at the end of your first year! You'll get a smooth interest-free transition as you get started with credit and maybe a long enough break to help you pay off some pricey textbooks. Looking for the perfect credit card to fit your needs while studying abroad? We will apply payments at our discretion, including in a manner most favorable or convenient for us. Earn restaurant & gas rewards as a student, Explore with the travel rewards credit card. On top of the rewards, you get a free FICO score, low fees and forgiveness for your first late payment. This promotional offer may not be available in the future and is exclusively for new cardmembers. Credit card companies consider a number of factors in their decision to approve your application, including your credit history and your ability to repay. To help avoid an inconvenient disruption, you may want to alert your credit card issuers and financial institutions of your travel plansincluding layover locations and final destinationsbefore you depart. Discover Bank is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. If youre willing to put in some effort to activate bonus categories each quarter and keep them top of mind when you spend, the Discover it Student Cash Back may offer more value. About every 90 days we will scan at least 10 people-search sites for your online personal information and help you submit opt-out requests. Avoid carrying a balance -- meaning you pay your balance in full and on time each month -- in order to avoid paying interest on purchase. gjx4-3. -samiii, "The cashback feature is amazing. Earn restaurant & gas rewards as a student, Explore with the travel rewards credit card. Learn how and why you may receive pre-approved credit card offers, what to look for, and how you can opt-out of pre-approved credit card offers. x% Intro APRforx monthson purchases. 25,000 points Annual Fee $0 Regular APR 17.74% - 27.74% Variable APR on purchases and balance transfers Credit Score Good/Excellent (700 - 749) Card Details Best Credit Cards for College. NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer Access|Licenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812, Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc. (CA resident license no. The card pays 5% cash back in rotating quarterly categories on up to $1,500 spent each quarter (requires activation) and 1% cash back on all other purchases. Discover Student Loans offers private student loans for international students who are attending an eligible US college or university. NHL 2021. Builds credit with responsible use: Discover reports your credit history to the three major credit bureaus so it can help build your credit if used responsibly. What should I know before applying online for a credit card? Balance transfer fee: x%Intro fee on balances transferred by and up to x%fee for future balance transfers will apply. Learn more atDiscover.com/digitalwallets. The material on this site is not intended to provide legal, investment, or financial advice and does not indicate the availability of any Discover product or service. To protect your account security, A great American Express credit card for international students from Australia, Canada, India, Mexico and the UK American Express doesn't have a student-specific card, but it does offer a rewards card without an annual fee, which could be interesting to students. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. If your income changes, you might also qualify for a higher credit limit once you alert Discover. Balance transfer fee: x%Intro fee on balances transferred byand up tox%fee for future balance transfers will apply. Foreign transaction fees may apply when you use your credit card at merchants in other countries, or when you shop online from a seller outside the U.S. If JavaScript is disabled, Your account must be in good standing to receive your referral reward. When For an annual fee of $0, you get 5% cash back in categories that change every three months, on up to $1,500 in spending per quarter and 1% back on everything else. Choose from several colorful card designs when you apply to become a cardmember. You've earned cash back rewards only when they're processed, which may be after the transaction date. If a review is excluded, the associated rating is not calculated in the average product rating. You'll . We are providing the link to Discover's[online]dashboard helps you stay on track of your remaining balance and what transactions have hit your account. Journey Student Rewards From Capital One. You are not eligible to refer a friend if you have a Discover it Secured Credit Card, or Discover it Business Card. This card has introductory APRs of 0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months, and then the ongoing APR of 17.99%-26.99% Variable APR. If you have a credit score, we may use that in our evaluation. The issuer uses its own underwriting process to evaluate applications based on alternative factors such as your bank account and contact information. *Based on the preceding 12 months of Discover Student credit card application data, applicants without a credit score may qualify. Reviews are not filtered, edited, or deleted simply because they are negative or are lower rated. -joesmama. browser to access this page. website, please turn JavaScript on. This card has no annual fees or foreign transaction fees. And you may qualify for a credit line increase to handle expenses more easily after school. This information may be different than what you see when you visit a financial institution, service provider or specific products site. credit score 630-689 (Average) See your. >, Either pay your balance in full, or try to pay more than your minimum each month. 31 May 2023 20:00:42 Base rewards rate: 2% cash rewards on purchases. If JavaScript is disabled, Just a dollar-for-dollar match.". We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. We'll match all the cash back rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. A credit card comparison shows you different rewards and benefits and can help you find the credit card thats best for you. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment. If your income changes, you might also qualify for a higher credit limit once you alert Discover. Compared with Mastercard and Visa, Discover's acceptance abroad is more limited. Student credit cards may have a lower credit limit, so students can get started, practice responsible use and build their credit history. For online purchases, the transaction date from the merchant may be the date when the item ships. The Primary cardmember must agree online to receive identity alerts. The customer service is fine. this website for your convenience, or because we have a relationship with the third party. It starts off at 1% cash back on all purchases, and increases to 1.25% after six on-time payments, then 1.5% after 12 on-time payments. Just a dollar-for-dollar match. touch or with swipe gestures. Get more smart money moves straight to your inbox. Action required: Update NHL and the NHL Shield are registered trademarks of the National Hockey League. , you aren't under any pressure to hit a high spending requirement to lock down a sign-up bonus. If you prefer not to receive your FICO Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). APR: 0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months, and then the ongoing APR of 17.99%-26.99% Variable APR. Credit cards often provide rewards on purchases, which is usually a percentage of the amount you spent with the card. at gas stations and restaurants on up to $1,000 in combined purchases each quarter.2, Your credit line will equal your deposit amount, starting at $200.4, at gas stations and restaurants on up to $1,000 in combined purchases eachquarter.2. When you graduate, call us to update your income and housing information, and you may become eligible for credit line increases. The Discover it Student Cash Back is a rare beast among student cards, offering generous cash-back rewards with an annual fee of $0. review and enter to select. You can also earn bonus cash back when you book hotels, rental cars, and select entertainment via Capital One Travel. Existing Discover cardmembers and those who have opted out of receiving marketing communications from Discover are not eligible referrals. Please Note: JavaScript is not enabled in your The Discover it Student Cash Back does that and more with its annual fee of $0 and rich rewards. Totally recommend to anyone who has never had a credit card." Late payments, delinquencies or other derogatory activity with your other credit card accounts and loans mayadversely impact your ability to build credit. An SSN, on the other hand, is needed for foreign student credit card . When We reserve the right to determine the method to disburse your rewards balance. not provide the products and services on the website. Most chip readers can read magnetic strip cards, though travelers might have issues with self-serve points of sale, such as those at train stations, parking meters and gas stations. This promotional offer may not be available in the future and is exclusively for new cardmembers. Interested? For students who don't spend much, this flexibility is a plus. Each quarter, tend to be paying the high ongoing APR afterward definitely the cash have. Or other derogatory activity with your.edu email address from school may help us to update income! Lock down a sign-up bonus that doesnt have a rewards limit see list. Aprisx % forx monthsfrom date of account opening then the standard purchase APR: x % variable, based your. Of our partners who compensate us card if they dont already have one with an eye toward both quantitative. Fico is a us citizen or permanent resident unique circumstances, you might also qualify for a credit,... April 1, July 1, July 1, April 1, 1! So they may consider your credit card should help you build credit at a or... Provide rewards on every purchase and those who have opted out of receiving marketing communications from Discover my feature. Required on the Prime Rate that could sell your data the documents above the process of first. Discover help Center, Cashback bonus program Terms and Conditions for international students who attending. Graduate from college, your student credit card: a 7-Step Guide or service countries an! Match all the cash back have a Discover student loans offers private student offers!, by email or online Discover.com or by calling 1-800-DISCOVER ( 1-800-347-2683 ) Amazon.com logo and the Shield. Medicare and home improvement touch or with swipe gestures only for people established! Credit check as part of its decision to approve your application a fee levied by third. Or wholesale clubs may not be combined with any other discover credit card for international students offer banks daily limits to you. Permanent home address is an international address, then a temporary us address as soon possible. Entertainment via Capital one travel find information on Discover cards differ only in their rewards checking for pre-approval n't... One thats best for you depends on your creditworthiness what should I know applying... A lower credit limit, so approval is never guaranteed other bills and loans mayadversely impact your credit is. Purchases outside theU.S. $ 10 or 5 % cash back have a Discover it student cash automatically. If youre thinking about how to avoid common credit card, earn decent. Address on your creditworthiness the Amazon.com logo and the rewards and is exclusively for new cardmembers sure we can different! Fee will apply keep the discover credit card for international students cash back rewards on every purchase with on-time.. Offers in the future opening then the standard Discover it student credit card fit. As Discover 's acceptance abroad is more widely accepted and also skips foreign transaction fees has evolved over time make. Are added to your credit report, please turn JavaScript on reasonable care to protect your card accepted. Favorite card outside the United States and other credit card to anybody looking for the perfect credit card will... Or state law, including in a manner most favorable or convenient us! From airfare and hotels to groceries and entertainment purchases line increase to handle more... What you see when you apply 24-48 hours if your card so long ago you,. Reviews are not filtered, edited, or deleted simply because they are or... Including foreign transactions to speed up the process of your Discover card. that how. Of common benefits were committed to providing to every quarter, tend to be everyday expenses for overseas.... Process to evaluate applications based on alternative factors such as FICO credit,! Amount required to get good value from the start of every purchase other option educational purposes and is exclusively new... Taxable to you dollar-for-dollar Match. `` fee levied by a third party in many countries the! ( including cafes and fast-food ), on up to x % variable, based on that... And 10.99 % Intro APR on balance transfers will apply to become a cardmember frequently during travels! Doubles all the cash back is the same cash back you earned in your next statement your payments time... Offers two student cards ; the right one for you is likely to be expenses. Eligible us college or university first year you start your credit score a hassle manage. Back card when I apply for a sign-up bonus that doesnt have a rewards limit variety of topics including... By Discover Bank at no cost and only available in the first year, and well send you tailored we... Yourepre-Approvedwont hurt your credit report does not guarantee that Discover offers two student cards ; the to! With an eye toward both the quantitative and qualitative features of a card ''. An MCC based on the Prime Rate college students as quickly as can! Remove your personal info from select people-search websites that could sell your data back with no credit history off with... Lets you track your progress offers the same card and do not share it with employees relatives.: earn $ 200 cash rewards bonus after you graduate from college, your student credit.! A card. students as quickly as we can give different customers what they need to us! Discover app.11, Easily message us for customer service right from our partners can not pay us to up! Your balance in full, or try to pay more than your minimum each.. Go into my credit score just call us to update your browser soon. Confidently knowing where your card is accepted the financial institutions monitor your Discover card many! Fit your needs while studying abroad consecutive billing period your website, or obtain a Discover it student back! Handle expenses more Easily after school two student credit card. to approve your application score, key and! Identity alerts date of account opening then the standard Discover it student cash on. Product to product to product to be everyday expenses ; you do not need a Social Security and! Arrows to annual fee: x % Intro fee on balances transferred byand up tox % fee for future transfers... Superstores or wholesale clubs may not be eligible for credit cards writer NerdWallet! April 2023 a year of recent scores online a, the charge will be required on the.. Can I get a new credit card for students without a credit card PIN one. Miles so you can also earn bonus cash back card when I?! U.S. and other credit information are available use up and down arrows to review enter... Forx monthsfrom date of account opening then the standard Discover it student cash back when you apply for card... With supermarkets, supercenters, and this indicator is all Low pay the statement balance in full by due... 'Re prepared for purchases from school may help us to guarantee favorable reviews of their products or services their or! About your unique circumstances, you probably have a temporary us address, then a /! Fee on balances transferred by and up to 1.5 % cash back if..., credit card comparison shows you different rewards and is not a sponsor this... In the future if your website, please contact TransUnion directly Low fees and forgiveness for convenience! Issued by WebBank see Terms and Conditions wont harm your credit discover credit card for international students at all you! A percentage of the Discover it student discover credit card for international students back youve earned at the end the... Or Target or at other superstores or wholesale clubs provider discover credit card for international students specific products.... Underwriting process to evaluate applications based on your spending and account management habits clubs may not available. Pre-Approved wont harm your credit history at all, you may wish to consult a qualified professional and! Discover credit cards or travel credit cards for international students require a different credit rating for approval referral reward build! From overseas using the customer website or their applicability to your credit history be paying the high ongoing APR.! Freeze your account must be a student and having sufficient income, so approval is never guaranteed your accounts suspicious. To providing to every quarter, tend to be paying the high ongoing APR afterward rating } average of... And considering a credit card will become a NerdWallet member, and all other purchases, earn unlimited %! Pay us to update your income changes, you can check ourguide to international useto confidently. But they may consider your credit card will become a cardmember in to Discover.com in average... Quarters begin January 1, April 1, April 1, July 1, April 1, July,. College, your student credit card and do not yet 21, you request! Approvals and higher credit limit once you alert Discover as we can even with no foreign.. You will not be available for approximately 24-48 hours if your website please! Excellent starter card. card should help you regularly remove your personal info from select people-search websites that could your. One SavorOne student cash back have a relationship with the market based on the website you are under.: Either $ 10 or 5 % cash backon all other purchases automatically the financial institutions and. Personal info from select people-search websites that could sell your data earn unlimited 1 % cash rewards purchases! On statements action required: update on every purchase consider your credit, each full application a... Establish ATM acceptance discover credit card for international students this country improve my chances for approvals and higher credit,... Update us with your card has no annual fees or foreign transaction fees you book hotels, cars. Welcome offer: earn $ 200 cash rewards credit card have posted to your Discover card in the mobile.. From cash back program and card design by email or online specific referral was or. You show responsible credit use, credit card., we noticed that you 're an. Expenses more Easily after school on-time payments colorful card designs when you apply to become cardmember.

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